Privacy Policy

Your privacy is important to us. This policy explains how we collect, use, and protect your information.

Effective Date: December 1, 2024
Last Updated: December 1, 2024

Introduction

Personal Life Manager ("we," "us," or "our") respects your privacy and is committed to protecting your personal data. This privacy policy explains how we collect, use, store, and protect your information when you use our service.

This policy applies to our website, mobile applications, and all related services provided by Personal Life Manager Ltd.

Information We Collect

Personal Information

When you create an account, we collect:

  • Account Information: Name, email address, password
  • Profile Information: Family member names, relationships, birthdates
  • Contact Information: Phone numbers, addresses (for reminders)

Vehicle and Asset Information

  • Vehicle Details: Registration numbers, make, model, MOT dates, tax renewal dates
  • Insurance Information: Policy numbers, renewal dates, coverage details
  • Property Information: Address details for property-related reminders
  • Financial Information: Bank account details, subscription information (optional features)

Usage Information

  • Log Data: IP address, browser type, pages visited, time stamps
  • Device Information: Device type, operating system, unique device identifiers
  • Interaction Data: How you use our features, preferences, settings

Data Minimization: We only collect information necessary to provide our services. You can choose which features to use and what information to provide.

How We Use Your Data

Service Provision

  • Send reminder notifications via email for important dates
  • Display your information in dashboards and timelines
  • Calculate upcoming renewal dates and deadlines
  • Provide family sharing features with appropriate permissions
  • Backup and sync your data across devices

Account Management

  • Create and maintain your user account
  • Process subscription payments and billing
  • Provide customer support and technical assistance
  • Communicate important service updates

Service Improvement

  • Analyze usage patterns to improve our features
  • Monitor system performance and reliability
  • Develop new features based on user needs
  • Ensure security and prevent fraud

Legal Basis (GDPR): We process your data based on legitimate interests (service provision), contractual necessity (account management), and your consent (marketing communications).

Data Sharing and Disclosure

We Do NOT Sell Your Data

We never sell, rent, or trade your personal information to third parties for their marketing purposes.

Limited Sharing

We may share your information only in these limited circumstances:

  • Family Members: Information you choose to share with family members in your account
  • Service Providers: Trusted third parties who help us operate our service (email delivery, hosting, payment processing)
  • Legal Requirements: When required by law, court order, or to protect our rights
  • Business Transfer: In the event of a merger, acquisition, or sale of assets (with notice to users)

Third-Party Services

We use reputable third-party services for:

  • Email Delivery: SendGrid, Amazon SES (for reminder notifications)
  • Cloud Hosting: Amazon Web Services, Microsoft Azure
  • Payment Processing: Stripe, PayPal (they handle payment data securely)
  • Analytics: Privacy-focused analytics tools (no personal data shared)

Data Security

Security Measures

We implement industry-standard security measures to protect your data:

  • Encryption: All data is encrypted in transit (TLS 1.3) and at rest (AES-256)
  • Access Controls: Strict employee access controls and multi-factor authentication
  • Regular Audits: Security assessments and vulnerability testing
  • Secure Infrastructure: Hosting on certified, secure cloud platforms
  • Data Backups: Regular encrypted backups with secure storage

Your Security Responsibilities

  • Choose a strong, unique password for your account
  • Enable two-factor authentication when available
  • Keep your login credentials confidential
  • Report any suspected unauthorized access immediately

Important: While we implement strong security measures, no system is 100% secure. We recommend not storing highly sensitive financial information unless necessary for our services.

Your Privacy Rights

GDPR Rights (EU Users)

Under GDPR, you have the right to:

  • Access: Request a copy of your personal data
  • Rectification: Correct inaccurate or incomplete data
  • Erasure: Request deletion of your personal data
  • Portability: Receive your data in a portable format
  • Restriction: Limit how we process your data
  • Object: Object to processing based on legitimate interests
  • Withdraw Consent: Withdraw consent for specific processing activities

How to Exercise Your Rights

To exercise your privacy rights:

  • Log into your account settings to update or delete most information
  • Contact us at privacy@personallifemanager.com for data requests
  • We will respond to valid requests within 30 days

Data Retention

We retain your data only as long as necessary to provide our services or as required by law. When you delete your account, we securely delete your personal data within 30 days, except for limited information we may retain for legal or business purposes.

Cookies and Tracking

Essential Cookies

We use essential cookies for:

  • Maintaining your login session
  • Remembering your preferences and settings
  • Ensuring security and preventing fraud

Analytics Cookies

With your consent, we use privacy-focused analytics to understand how our service is used. This helps us improve features and performance. You can opt out of analytics cookies in your account settings.

Cookie Management

You can control cookies through your browser settings. Note that disabling essential cookies may affect service functionality.

Children's Privacy

Our service is designed for families and may include information about children (birthdays, family events). However, we do not knowingly collect personal information directly from children under 13.

Parents and guardians are responsible for any information they choose to add about their children. We encourage families to discuss privacy and online safety with children of all ages.

Contact Us About Privacy

If you have questions about this privacy policy or our data practices, please contact us:

Changes to This Policy

We may update this privacy policy from time to time to reflect changes in our practices or legal requirements. We will:

  • Notify you by email of significant changes
  • Post the updated policy on our website
  • Update the "Last Updated" date at the top
  • Provide 30 days notice for material changes

Your continued use of our service after policy changes constitutes acceptance of the updated policy.

Privacy at a Glance

We Never Sell Data

Your personal information is never sold to third parties for marketing.

Bank-Level Security

All data encrypted in transit and at rest with industry-standard security.

You're In Control

Access, update, or delete your data anytime. Full GDPR compliance.